Buying your home

• Obtaining contract documentation from your seller
• Checking that the seller has good title
• Agreeing the terms of the contract for your purchase
• When everyone is ready, and the same moving date has been agreed with seller and buyer, exchanging contracts on both transactions at once; this is the stage at which you are committed to the move
• Making the pre-completion legal arrangements and checks
• Acting for your lender to make sure that its interests are properly protected
• Getting the mortgage money from your new lender and any balance we will need from you including our costs to enable us to complete

On moving day

• Paying for your new property
• Sending any surplus money to you if appropriate

After completion

• Submitting the transfer to Inland Revenue and paying the Stamp Duty if appropriate;
• Registering your ownership with the Land Registry
• Dealing with any post completion requirements of your lender
• The deeds to the property will be forwarded to your lender.  If no lender is involved we will then take your instructions as to storage.

Selling your home

• Obtaining title documentation
• Drafting contracts and issuing the contract pack to the buyer’s solicitor
• Negotiating a completion date
• Obtaining a redemption figure
• Preparing a completion statement
• Exchanging contracts

Completion

• Receiving funds from buyer’s solicitor
• Authorising release of keys to buyer

Post completion

• Redeeming existing mortgage(s)
• Paying estate agent
• Transferring any surplus to you
• Sending relevant deeds to buyer’s solicitor